CitiBank

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Category: Business & Finances

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CitiBank Reviews

BJBarredo August 16, 2010
unauthorised billing
i recieved unauthorised charging on my citibank account 9.95$ and 6.95$ from wpi*ifriend2-ph elite. pls. stop that anauthorised billing from my account...


BJB
Denverr July 30, 2010
It looks like they extracted information from me and mixed up the information with that card details
I am holding citi bank credit card from last 8 and 1/2 years and had no dues. i cleared all balances in my card statements. but some time back citibank personnel started calling and they started telling that there is a due amount pending form me. after clarification it was clear that this balance is from some one who was working in Bharti telecom and the card no. also is different, which i have never came across. after this clarification they stopped calling about one year back. but again they started harassing me for this balance which was clarified before. it looks like they extracted information from me and mixed up the information with that card details & freshly started harassing me. i request you to please help me from this harassment and have fair and clear investigation in this issue.
Tvones July 24, 2010
Mistakenly charge me again and again
Being charged with Shared ATM charges Education access and other charges for using the ATM card in non citi Bank ATMs for the past 4 months inspite of having a facility for my corporate account where in i can make 10 transactions without any charges.

Telephone charges i have incurred for the past 4 months to call the customer service, to complain about the issue.But still am being charged every month again and again.
Minslave July 22, 2010
I was charged NSF fees and now not only do I face having my power cut off, I am way overdrawn
I had 3 unauthorized ATM transactions. I notified Citibank and they said they would investigate. A month later, I learn that the investigation is closed based on the fact that the banking practice was the same as mine and my atm card was needed to do these transactions. Basically they called me a liar. Then they took $109 from my account, stating that I had settled my debt with the merchanct and since they originally gave me credit for the disputed about, they were taking it back. I never settled with the merchant and dont know where they got this information. I told them to check my account and they would see there is not credit for this amount. Because of this, my bills came in and were returned. I was charged NSF fees and now not only do I face having my power cut off, I am way overdrawn. They are clearly in the wrong by doing this. How can they conduct an investigation and assume things when this is so important?
Merin June 21, 2010
Stay away
I received an invitation to apply for a Citi Forward Credit Card... I waited a week or so and did some research on the product.

I decided to apply, and received a denial, with reasons which are ridiculous. I've made several attempts to speak to someone with underwriting authority, and have NOT BEEN successful. I keep reaching an international call center, spoken with several supervisors, only to be given the run around. The application was declined based on inaccurate information, which I keep fighting with the CRA's. I have provided written proof of the inaccuracies, (1) 6 year old delinquency, and a 10 year old tax filing. Both were entered on this report in error and still show.

No one would hear my points, and no one would provide me with any attempt to help. I am posting this out of frustration in an attempt to have someone with the authority to look at my case and make a decision.
Jarmush June 19, 2010
Every since Citi acquired Cal Fed, it’s one disappointment after the other
I finally finished my last relationship with Citibank . I closed the safety deposit box. I have been very dissatisfied with Citibank every since they acquired Cal Fed who acquired Tech Fed which I opened my accounts and safety deposit box with. In general, if there is no major issue, I stay with the vendors because I am lazy and don’t want to go through the troubles to start a new relationship.

Every since Citi acquired Cal Fed, it’s one disappointment after the other. I closed most of my accounts with Citi after several disappointments with the services. I only got a joint account there because of my mom. We opened the account when the bank was owned by Cal Fed. I gave Citi another try after I closed all the accounts but did not last long. Generally, I feel Citi doesn’t care about the individual customers at all. Their clerks’ manner toward me was cold – I mean really cold.

My last cold treatment happened today when I went to the branch office to close the safety deposit box. I told them I lost one key and could only return one. They said there would be $25 charge. I told them when I opened the box with Tech Fed in 1998 I have paid $10 key deposit. I was told I would lose the deposit If I could not return the keys. Obviously, it took some argument and finally the new owner, Citi, because they claimed they did not get the deposit but finally they honored the old contract I had with Tech Fed. The clerk who helped me was rude. I was waiting to finish the business with Citi. She asked me to sign a paper. After singing the paper, I did not know that was it so I waited. She finally said that “That’s, you DON’T have to stand there”. So, I left. She could nicely tell me that it’s been taken care and whether I need anything else. No, she did not. Her attitude made me feel that I was so cheap and could not pay for $25 fee.

I had very different experience with Chase some time ago. Chase has been sending me $100 bonus card. So, I went to the branch office to check it out. Immediately when I walked in the office, a person came to me and greet me warmly. I asked her about the $100 deal she showed me the person who could help me. To make the long story short, at the end of the visit, I opened many accounts with Chase, which I probably don’t need. But, I feel I have been treated like a VIP despite I am not rich at all.

I know all services may eventually cost me but I would prefer to pay for a service when I am treated well instead badly.

In the future, I won’t do business with Citi Bank and Bank of America. But, I am happy with Wells Fargo and Chase so far.
Johnvic25 June 9, 2010
Letter of Complaint to Citibank
June 10, 2010

Citibank Philippines
Manila, Philippines

Gentlemen and Ladies:

I am writing to express my utter disappointment over your unprofessional and disgusting treatment of a former client.

I was once your loyal member having been a holder of Citibank Master Card since November 1999 until last year when I canceled my card sometime in October in view of my relocation abroad for a new job opportunity.
Before canceling my card, I followed the step-by-step instructions of your Customer Service Representative (CSR): 1. Redeem my rewards point, 2. Pay my outstanding balance and 3. Call again to cancel my card. Two or three days before I paid my balance and canceled my card, I called your hotline to redeem my rewards points. I was assisted by a male CSR whose name has now escaped me. I can still remember what items I chose in exchange for my 50, 000+ rewards points: a digital video cam and some gift certificates. Since I knew that I would be gone by the time the items is scheduled for delivery, I even gave specific instructions on where, how and to whom the items should be delivered to.

Last January, when I had the chance to go back to the Philippines for a short visit, I checked with my friend if he received the items and he said he has not. I called your hotline again to inquire on the status of the items. To my shock and surprise, I was informed by a female CSR that the items were in fact not delivered because I purportedly agreed to waive my rights to redeem my points when I cancelled my card. What the hell? I was dumbfounded. Who, in his right mind would choose to waive his right to redeem the points just because he is closing his account? I have accumulated those points over so many years, refusing to redeem the points until the very end when I have enough to exchange for a better item.

There is no sense or logic to this explanation, none at all! I promptly explained to the CSR what transpired in October 2009. She promised to attend to my complaint and call me back as soon as she has new information. She further told me that they will review the recorded conversations I had with the male CSR and that it might take some time.

And indeed it is taking some time, a lot of time. Because until now, five months later, I still have not received any update from anybody from Citibank. I am still abroad and I am still using my old Philippine Mobile number (09178******) and nobody called or even texted me about the status of my complaint.

To say that I am thoroughly disappointed by your service, or the lack of it, is an understatement. I will make sure that my friends and acquaintances and their friends and acquaintances will know about this unfortunate experience of mine. I will also post this letter on my blog and my friends’ blogs as well as my friends’ friends’ blogs so that our readers who might just be thinking of getting your services would at least think twice. I don’t really care whether they get your card or not, what is important to me is that they know that this is how you REWARD your clients or ex-client for that matter.

For a company that says it never sleeps, maybe it is high time that you consider sleeping again so that your employees can do their job when they’re awake. As far I am concerned, someone in your company is not just napping but snoring on his job.

Sincerely,

Disgruntled Ex-Client
lnjones June 8, 2010
Unsatifactory Customer Service
Citibank Sucks!!! Please do not think of using them as a financial institution. When you authorize payments to come out of your account, Citibank holds the money for days at a time, and then everything tries to come out at the same time, which puts the account into overdraft. When you call customer service to find out what is going on they are horrible, don't know what you are talking about, and transfer you to different representatives, only to get the run around. On top of that, the supervisors do not know what the hell they are talking about either. My account was supposed to be closed out on Friday morning, and a check with my funds was supposed to be sent out on Friday afternoon. Well here it is Tuesday morning, and I called to see if the check was mailed out, only to be informed that the account will be closed out in 24 - 48 hours, and then the check will be mailed out. If things don't go the way Citibank wants, then its pure "HELL" for the customer. They're dealing with your money, but you basically have no say-so or control over it! Believe me, I will NEVER deal with them again!!!


A PISSED OFF CUSTOMER
Gubbert June 3, 2010
It is the worse when it comes to customer services
Grand Street Citi bank on the Lower East Side is the worse when it comes to customer services. They are great with taking your money but when it comes down to after care depending on how much money you have in the bank determines the level of care you get from them. I was in the bank and they treated me so wrong with withdrawing my money I had every type of document that was needed for my daughters pass book account including her number I just didn't have the book on me. And they kept me there for 2 hours and they still said no even after I verified myself because I had called the complaint number in their presence. I walked to another bank seven blocks away they gave me the money in about 15 minutes of me being there. I was going to the new bank to close my account as well. But after their service I had decided that I would stay and open a business account with them a few months later. I still horbor ill feelings towards that bank. I always think on that day when I reach my millionair mark and I go to that perticular bank to close my account and transfer funds to another bank. Which will happen soon...It is sad that they treat struggling people the way they do and it is not even their money and they make less than harder workers just by babysitting other people money..
Obsessed May 28, 2010
It is the first time we have ever been late and we have been treated like dead beats
In January we were informed that our mortage was late. After the shock wore off, we researched the problem. We had just started paying online and messed up our accounts. We thought we made two payments, one to our mortage and one to our second mortage. In fact, we made both to our second mortage. We informed Citi of our mistake and said we would make one and a half payments for the next two months and then we would be caught up. They said it would affect our credit, we didn't have a credit cards "the reason for a second mortage." Our goal is to be debt free, except first mortage, in five years. We told them our credit could survive a 30 day late hit. Now the kicker is the second mortage is with them too, and they applied our second payment to the principal, which is four payments worth. They have been calling us three to five times a day every day since. It is the first time we have ever been late and we have been treted like dead beats.

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