CitiBank
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Category: Business & Finances
Contact Information India
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CitiBank Reviews
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Dung Pham
April 21, 2010
citibank refuses to give me cash when I close my account!!
I had a checking account with Citibank . I closed the account because of their bad services. I wanted to get cash but Citibank refuses to provide me cash. They stated that because I'm no longer their client they don't cash the check, which was issued by them.
What kind service is this?
I would understand if I don't have an account with them and want to cash a check issued by another bank. However, this is not the case. I had an account with them. They have my money and now refuses to provide cash to me when I closed the account.
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Spigge
April 20, 2010
They will not respond to any request to investigate fraud, remove fraudulent charges
After 6 months of trying to get citi bankj/sears to remove fraudulent charges we still have no results. It is ok to charge fraudulent amounts to your sears/ citibank credit cards because thery will drown you in paperwork, ask for the same information you have sent to them 3 times already, and in the end they don't act on your information. We had a company (worldwide grant university charge 6 differant amounts undert 6 differant company name totaling $240.00 and since march 2009 have tried without success to have them removed. Citibank/sears does not care if their customers get ripped off. They will not respond to any request to investigate fraud, remove frudulent charges and will hang up on you when they don't want to listen to your complaints any longer. I would recommend going anywhere else and you will get better service and maybe still have money that you did not spend or authorise charges for.
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Eduardo
April 20, 2010
Scam
First, I mead a mistake last year, I paid my balance two times in accident. So I called recently to ask for a refund. The representative was nice enough to send me the amount back to my checking account.
However, when I checked my account balance today for Citibank, I found out that Citibank has charged my checking account again, with the same amount.
In December, 2009, I paid 662.48 two times.
In April, 2010, I asked for a refund, and the representative said "Yes, you can have the refund!"
On April 15, the refund was transfer into my bank account, a total of 662.48.
However, Citibank charged 662.48 again from my account on the 14th of April.
So I overpaid my account, I asked for a refund, then the bank charged my refund again.
What's wrong with this?
If there's no refund for a payment like this, why doesn't the representative just say it, instead of secretly charging me another 662.48 while giving me 662.48 for a refund.
Is there anyway I can deal with this? I've talked with the representative for about half an hour and he believes that his math is correct.
Somebody please help...662.48 is enough to cover my monthly expense plus rent.
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Abidubi
April 19, 2010
They never informed me of the fees that were building up
They talked me into not making my minimum monthly payment and told me they were going to freeze activity on my account so that I could get my balance down. They didn't. After six months of paying the payment on time via auto pay, they told me that I misunderstood the deal and that I was only to bring my account into some sort of good standing. The problem with this lie is that I would never have made such a deal, where I pay more than $700 to eliminate $166 in overages. I was told after they took my money, that I was still acquiring late fees and over balance fees and paying for my credit protector, which even further demonstrates why I would never have taken such a bad deal. They never informed me of the fees that were building up, obviously so they could rake me over the coals. These financial institutions are destroying our economy. Please, if this has happened to you, report it to the Federal Trade Commission and the office of the Comptroller of the Currency, so that action can be taken.
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Donald
April 16, 2010
Legalized crooks
After having had a Sears card for over 30 yrs and have never not paid or ever gotten near the credit limit, they have reduced my limit to what my balance is thus making a dent in my credit report. LETS ALL FILE A CLASS ACTION SUIT yes the attorneys will make money but hopefull C Bank will have to make some changes in the way they do business. CITIBANK CAN STICK ALL THERE CARDS WAY UP THERE - - -, I am going to have a big fire tonight and burn them, not worth the plactic they are written on. I would hope Sears which is sinking fast would step in and stop this abuse.
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Stanley99
April 15, 2010
It was frustrating to experience such a disgusting thing for the money that they didn't owe
Comparing to the nice and neat experience with American Express about a fault transaction, I should NEVER NEVER open an account with citi. The process of dealing with a fault transaction with Citi made my outraged.
I had a fault transaction on my account. I called the Citi. They asked me to confirm with the company that charged me. I called and confirmed that it was a fault transaction.
Then I called Citi to close my account. I though it was done.
However, it turned out that I had to call Citi again again, and again to make sure they send me the form to claim a fault transaction. Those of you who had called citi know the disgusting process where they transfer your call from one person to the other.
It was frustrating to experience such a disgusting thing for the money that you didn't owe. And it lasted for over one month.
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Sally
April 12, 2010
Driving loyal customers away with new fees
After being a loyal credit card customer of 20+ years in good standing, I was insulted to get notified that my account was one of the accounts "chosen" to have a new annual fee of $60 starting April 1, 2010. I could avoid this fee by charging $2400 a year...a ridiculous requirement imposed on me. It was simpler to close my account (which I did), as I had no balance owed. What kind of business model drives away the credit customers that actually pay their cards?? Not only did they lose this account...they have lost any future business I would consider with them. I have multiple other credit cards with little or no balances, that I will be glad to use in the future. I will admit, I never complained about Citibank or praised them in the past...but I will now jump at the chance to tell people to avoid them at all costs.
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BE WARNED!
March 30, 2010
Bogus fees and interest rates
Citibank also hiked up the interest rates on my Citibank Mastercard to 29.99%! When I called them and asked them to lower their ridiculous interest rate, they informed me that there was "nothing they could do about it."
The payments were so high, I took a loan out from my credit union, double-checked the balance on the card, and paid off my Citibank Mastercard in full.
A few weeks later, I received a statement from Citibank showing zero balance on my account, but a charge of $97.54! When I called them to inquire about this charge, they told me it was a "pay-out" figure plus residual interest charges. When I told them it was criminal of them to try and get away with this, and that I did not intend to pay their bogus charges, they told me if I didn't pay the full amount by the due date, late fees would be added on, and would continue until this "charge" was paid.
The folks at Citibank are nothing but a bunch of crooks and extortionists. I will never do business with them again, and I will advise everyone I come into contact with to avoid them like the plague!
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James Rudoy
March 25, 2010
Deposit Account Fee Abuse
CitiBank extorted unearned low balance service charges from me by leaving my deposit account open after I withdrew my entire balance and then sent Citi a secure message that I wanted that withdrawal to close my accounts.
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Mikelij
March 10, 2010
Citibank account offers are really just piece of crap and waste of time
Wanted to give feedback about my experience with Citi regular checking online account. I got this promotional offer that if i open up account with $1000 deposit and make minimum 1 direct deposit, i will get $100. I didnt get anything on return but only monthly service charge. This offer was a joke and ridiculous. Citibank account offers are really just piece of crap and waste of time. I would say dont ever think about opening this account with any kind of offer.
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