I purchased furnirure from Ashley furniture store on 8/21/07with 0% intrest for 12 months. With $973 to be paid before 8/21/08. I admit I am a procrastinator but on 8/21/08 Iwent into the financial office to pay this balance . the gentleman informed me that i would have to pay this over the phone. ok . so i go out to my car call the company from my cell phone and make a payment over the phone, all is good. until one week later when the check has still not come through my account, so i call them back, explained all of this and they inform me that the check did not go through because it was a check from a credit card co. yes it was but i pay most of my bills that way especially any large payments, in order to earn points on it. At this point i have now accumulated $236 worth of intrest. and the only thing the people at CITIFINANCIAL can tell me is to contact thier legal department, in writing of course because the dont speak with customers over the phone. I will never do buisness with them again .