In March of 2010 my 70 month auto loan matured with a balance of $1999.00 as a result of some five much needed deferals over the coarse of the loan. I was very thankful by the way for the help at the time which is why when I was asked tp pay 391.00 per month until January of 2011 i did not think much about it. What I did not realize was that i was refinancing my balance with City for 10 more months at an interest rate of close to 90 percent per annum. Yes the amount owed after paying for 70 months of 18 percent interest was modified frome $1999. to $3910. dolllars payable over 10 months. That is close to 90 percent per annum. Does anyone care? Was this Leagal? Does this exceed the legal limit on interest rates banks and finance companies are allowed to charge?