We were told that CYD could help us get out of debt, but it's not true. As a matter of fact, things are worse now. We signed up back in August 2007 and they have not settled one account for us yet. We tried getting our money back but they wanted us to wait and said they would use the money we paid them to settle some accounts. That was back in December 2008 and still nothing. We try contact them on our accounts but they are always in meetings and never return phone calls or emails. In fact we recently asked our CYD rep to send us our whole file, via fax or email back in March and they still haven't sent us anything, but they have their best working on getting it to us. I'd like to know who their best is since we have been through I think 4 or 5 account reps. We've even tried going up the corporate ladder to see if that would help and nothing. This company is out to help themselves to other peoples money. They don't care if they make things worse for us hard working people. I would not recommend this company to anyone since they caused us all kinds of financial problems. I am very angry and tired of hearing that other people are having this problem too.

they claimed that they will clear our debt with a specific bank so they charge a certain amount from us for their services, but its been 1 year now nothing has been done by them, and now they have sold the company to someone else n they havent done anything.they took 1475pounds from us n they said they will clear all our debts in 40 days, but after 40 days they were saying to us its in the process n that they are doing, but in reality they did fraud with us, plz help us