i applied for sseveral payday loand and did not sign a contract or accept a loan with any or the ones i applied for. Then today i find that this company has deposited $300.00 into my account. When i was filling out payday loan requested I was requesting only $100.00 and looking for a company that could wired the funds in an hour. I found none and I am going to have the bank block any debits from this company until they contact me and show me the paperwork I supposedly signed. I sent an email to someone but have not received a response and there is no way to contact them. So if they want their money they will have to contact me and prove that I requested this money.

I just want everyone that is affected by this company to know that I found the e-mail they sent me (amongst the 800+ other e-mails I received about payday loans) after I called their number. It states that the loan is refinanced every two weeks (or every time you are supposed to pay) automatically unless you contact them to pay it off or paydown. They also told me on the phone when I said I did not authorize this loan that "once you hit submit online they use that as your electronic signature." So knowing that you have to hit submit in order to see how much, or if you are authorized for a loan, they take advantage of that. I was then told that they called me and left a "detailed" message and an e-mail. I responded that I had received millions of phone calls from many different companies and 800+ e-mails and she replied "I'm sure you did" sounding like they know that we will be getting all these e-mails and phone calls and ignoring most of them. So yeah, they are EXTREMELY sneaky in how they work! So I've talked to them and to my bank and if you catch it in time you can have the bank reverse the loan within 24 hours (this is the legal time they are allowed to do it) or within 24 hours OSL (CMG Groups other name and who answers when you call customer service) will take it back out of your account. However, if you find out too late, OSL will take it back out of your account IF you send them a bank statement that shows you didn't use the funds. Otherwise your option is to pay the loan amount and the finance charge (mine was $60) in full and they won't keep charging you. However, they can't give you a confirmation number saying that you have paid the balance in full. So yeah, I don't know if this will help anyone or not and I haven't gotten to the point of when they would start taking money out of my account and I'm still writing to the Attorney General about this because I don't know how a loan can be legal by them using your submit as an electronic signature when no terms or conditions were given BEFORE you hit submit! So we'll see. The number that I used to call them is 866-516-9300 and their fax is 866-516-9700. There is no address on the e-mail I received either, which seems even more sneaky to me! Good luck everyone I hope something brings this company down!

$200 OF AN UNAUTHORIZED LOAN WAS DEPOSITED IN MY ACCOUNT. nOW I CAN'T GET A HOLD OF ANYONE TO HAVE THEM RETRACT THE MONEY

Cannot get information on CMG Group llc or OSL markteting services. No address or no legal Websites. CMG put 200.00 dollars in the banking account and was supposed to contact us to verify information and didn't talk to anyone. They never sent emails telling they were deducting payments on certain dates or anything. They had deducted 120.00 out of the account and CMG had no real phone number but went through a service. We finally got the number for OSL and they were really rude. We asked for a contract and they finally sent one but not after we had the bank dispute the dealings with them. We asked for an address and they said that they way we would get that was to take out bankruptcy. There are other people in the same position we are. Now OSL notified us through an email that doesn't work an said that they had sent this to AIS Services for collections. It has just been one mess after another from a company or whatever you cannot get any information about.