I was online, browsing internet payday loans because we were in a desperate situation and needed cash fast. I applied online with some company, and next thing I know, there is $300.00 in my checking account the next day. Of course, I spent the money. We were hardup. Well the following Friday, they started taking $90.00 every payday. This occurred for 3 months, which is 6 paychecks, and so I have paid them well over the initial amount. I called them to stop the account withdrawels, no help there. I ended up closing my checking account.
SO>>>>>>>>>>> today I get a call from a "Sheila" at "Lombard, Davis & Goldman out of New York. Their number is 716-989-5217. They gave me a "docket" number and said that I was being pursued by them for "Fraudulent Check writing over state lines" and the money for the payday loan. I informed them that I have already called the Attorney Generals office, and this CMG LLC is NOT LICENSED in Oklahoma, which the law is in Oklahoma that they have to be licensed to practice business, they DO NOT have my signature or electronic signature anywhere, and that they by law in oklahoma are not allowed to withdraw the payments consecutivaley after the first two payments. There has to be a "cooling off" period, which they DID NOT do on my loan.
Also, I am in a Chapter 13 bankruptcy and have been for the past 4 years, so they were not supposed to extend credit of anykind to me without prior consent from the chapter 13 trustee.


STAY AWAY FROM ONLINE PAYDAY LOANS!!! PLEASE!!! THEY ARE FRAUDS AND LIARS AND SCAMMERS!!!