I was sent a letter stating that I owed Best Buy, household item purchased from the Internet for a sum of $1082.37 but if I paid within 45 days the amount I would only have to pay is $162.36. I have never purchased anything from Best Buy let alone on the Internet. I called Best Buy and they said, "we don't have any record of this purchase and you do not owe us anything".

To Whom it may concern:

Today I received a message on my answer phone from Michael Gilchrist of the Scott Lowery Law Firm trying to reach a neighbor. He also contacted another neighbor who is a stroke victim and she answered her phone. He told her that our mutual neighbor was involved in a law suit and he needed to contact the neighbor because said neighbor is entitled to money and was not aware of this fact. The stroke victim was so concerned that she went to the neighbor's home and left a note. This concerned neighbor who actually spoke with Michael Gilchrist is not able to do this. Mr. Gilchrist never said if our neighbor was home. He was just trying to reach her.

No lawyer worth anything would spread gossip. No lawyer or law firm would harrass a neighborhood revealing privileged information about another neighbor.

The Scott Lowery Law Firm is located in Denver, Colorado. There may be other branches. The number that I was given to call was 1-866-202-0021 ext 1358.

I am located in Wilson, North Carolina.

They are scam artists who are not looking to get the loan or whatever is in collections with them paid, they are instead looking for personal information. They got my social security number from me. I was stupid in that regards, but thank goodness I have common sense. I was offered a deal to pay back on a personal loan which went to collections with them. The total amount was about $8000 or so. Michael Peterson, spoke to me said if I could get them $1000 by 2/26/10, I could then pay $100 per month for 12 months and then we would make another arraingement at that point for the balance. I wouldn't accrue any interests in the interim. I agreed to do this. I called my bank and asked what was the best way to make these payments and protect my identity, my bank info, as well as, my bank account from being withdrawn without permission. They suggested I do a bill pay online. Which meant that the collection agency would receive a cashier's check directly from my bank within 4 days (well before the deadline given of the 26th) and then they would receive their $100 every month on whichever day they chose to be convinient to them. This would also arrive in a cashier's check.
Michael Peterson would not honor the arraingement unless I gave him my bank account number. Even though, this arraingement is better for them because a cashier's check is as good as cash, so they are assured it will not bounce, and the monthly payments are sent directly from the bank to them, so they would also never bounce and never be late. He would not let me speak to his supervisor, no matter how much I asked. When I requested to speak to Mr. Pezzuto directly, I was forwarded to a general voicemail. When I called again to request to speak to Mr. Peterson's supervisor, I was transferred to M.r Peterson, who continued to tell me that I had no deal with them unless I gave them my bank account number. He said that he was not going to do anything to my account, but it is obvious that there are suspicious motives when they won't accept the money, unless they can get their hands on my bank account number. I began to search the web for information on these people, and found pages of complaints, and other unethical, and even probably illegal behaviours.
They are harrasing me to pay this debt. I am willing to pay it. But they don't want to accept my money, unless I give them my personal, private and confidential information.
Something is very fishy about that.

Lo behold, MRS ASSOCIATES called again, this Sunday morning @ 8:13am; the caller identified "himself" as Richard Thomas, BUT he did NOT identify the business name (I just recognized the number belonging to MRS Associates.

The call sounded like a pre-recorded message, saying...

"Thank-you...Hello, this is Thomas Richards; your documents have been brought to my attention this morning for review. Unfortunatelu, this has reached a point that I have to make a decision on your behalf. I would much rather discuss this with you now and give you a chance to get you information ont he record before a fianl decision is made. This will directly affect you, and I am willing to help you. Please return my call @ 877-553-3109."

I tried to return his call but there was no answer; it is/was a Toll-Free number so I decided to hang on the line and keep listening to the ringing for more than 5 minutes...I hope this was a Toll-Free call that he has to pay for...LOL

I also dialed their main number (888-334-5677) and got the customer service center number(800-894-4251) from their recorded message.
After several minutes being on hold, a CSR named "Maryann" answered the phone and began "trying" to answer my questions; she could never tell me who the OC was, BUT she was able to tell me that MRS Associates was calling about a "debt" that they bought from LVNV Funding...in others words, they were acting a Junk Debt Buyer...LOL

Later, I was able to look at my CR and figure out what alleged debt that they were trying to collect on!

NOW, it is definitely time to play HARD BALL !

A company call Allied Data Have a Collector to call my home 3x in one back to back because I do not knnw the person he was calling I try to expalin to the young I just rec'vd this number He kept. cussing me out, also my daughter pick up the other phone he curse her out to. I stop him the first time he had the wrong#. I call the company and spoke with Operation Mgr. No help. he just brush me off the said he took # out . That not good enough . Will
write to the Attorney General's Office.