I signed up for the magazine club in 2006 told me I would pay for 12-15 months, then I wouldn't have to pay and would still recieve magazines. Then i was such a good customer they want to extend my service, I told them I did not want to pay anymore for magazines. And they said that I had agreed to this and they would charge my card. Well my card expires next month and I wouldn't give new info. So they said they were going to send me to a collection agency. I just need to know how not to get a bad mark on my recor.