I hired Compass Debit Services two years ago spoke to Britney Petites one of the associates. I have a file opened with them created my own user name and they gave me a password. This company promised to help me pay off all of my credit cards they promised to represent me in negogiating with the creditors to pay off my credit cards, but they have never helped me they only took my money for two years. First bank withdrawal was on June of 2007 for an amount of 468.00 followed by a monthly witdrawl automatically until December 2008 they stopped withdrawing and have dropped all contact from me. My email address is [email protected] if you have been in the same situation with this company please contact me and let's see what we can do together to put an end to fraud.