I looked on Complaint Boards website and found many other complaints related to the collections agency Conserve. I received a letter from a college I previously attended stating I owe $25. The letter looked suspicious to me and I didn't think I had owed any money to the college for the Fall Term. I hadn't even attended the college in the fall so I was puzzled as well. The letter stated that if the payment was not paid that my account will be submitted to the outside collection agency Conserve and that it would affect my credit rating as this would be reported to the National Credit Bureaus. If I keep getting letters for this debt I may have to get the debt collection statement in writing from the debt collection agency and/or the college, which is one action to take if a debt looks suspicious or you don't feel you owe the debt.