I am a 24 year old full time College Student and an Iraq Veteran with the South Carolina Army National Guard. I came across Consolidated Opportunities last February and after about an hour of sales pitch and hustling, I bought into the idea of making an extra $10, 000.00 by the end of the year. The sales rep. told me that with the at home program I would not have to do anything to make money, just generate traffic to my site and let it do all of the work for me. He also told me that I would have creative control over what was put on my page. I went on to find out later from Jeremy Bebout that he was just selling me false promises. Next I spoke to James, who sent me a bunch of material by way of e-mail and called me four times selling me on the importance of their marketing packages. I spent $1, 900.00 on a package that he guaranteed would generate enough traffic to make me $10, 000.00 by the end of the year, and increase my popularity on Google to have my site within the top 50. He said directly from his mouth that he guaranteed 1 to 2% conversion on all traffic to the site and that if I didn't make back the money that I spent on the package within the first year, I would get my money back. After I paid for the package and read the material, I realized that I would not be getting my money back but only another year of the marketing package. It alarmed me, but the thoughts of the site making me an extra $10, 000.00 kept me optimistic. Six months into it, the marketing did nothing that he said it was going to do. Although I did my own marketing to generate business for myself, when I faxed in the request for payment of commissions on September 8, 2009, they never paid me. It has been over three months and they have yet to send me a check. I've called every week for the last two months in regards to my check and I have spoken to James once, and every time after that they've sent me to either James or Michelle's voice mail. They have not returned my calls or shown any intent on paying me what I am owed. I am filing complaints any and everywhere I can so that no one else will get bamboozled the way I have. CONSOLIDATED OPPORTUNITIES IS A REAL SCAM AND THEY SHOULD PAY FOR WHAT THEY ARE DOING TO HARDWORKING AMERICANS AND THEIR HOPES AND DREAMS FOR A BETTER FINANCIAL FUTURE.

There is so many things wrong with these people, they are just out for your money, IT IS A SCAM!. 1.) FIRST: The salesperson gives a nice presentation where you can earn money from home collecting leads for Mortgage Companies and Lenders. Sounds good. All it costs is 395.00 for the website that you collect the leads on. You can order their add-on Ad Tracker feature to track where your leads come from to better analyze where best to put your marketing efforts. this costs an additional $100.00 for a total cost of $495.00. Okay, this sounds good too. They have you choose a name, they secure the URL and you are in business in less than 24 hrs. They also encourage you to fill out the form yourself and get paid, for yourself as a lead. So I did this. They said they sell the lead immediatly and they sell it up to 4 times. Well, it took them over 7 days to verify my name as a lead and over 7 days to sell it, and it only sold AFTER I called them and talked to them. This was in May and I have yet to see a check! 2.) SECOND: The next day their marketer called and used high pressure sales tactics and big lofty promises to purchase a marketing package the man guarenteed would drive people already looking for a loan to my site. I was pressured into paying $1000.00 for that (I have now been swindled for $1495.00 total). The marketer told of their other clients bringing in 6 figure incomes and that the traffic would pick up and begin increasing in 5-9 weeks. HIGH PRESSURE SCAM! 3.) THIRD: I called 2 times after my initial call to inquire about the lack of people filling out the form and the hundreds of people they claimed they were driving to my site. I was upset because I was still the only lead and they reported that 700+ people had been driven to my site, remember: they were driving people that were already interested in obtaining a mortgage... How could there be hundreds of interested customers, but yet none of them were filling out the no cost, no obligation form?! While on the phone with the woman, she told me I had a total of 5 leads. This was strange as I was just looking at it when I started the phone call and I only had 1. SOMETHING SMELLS FISHY! 4.) FOURTH: I contacted the woman about some improvements to the website they were planning... this was 2 months ago. I have sent several emails and made several calls. I STILL HAVE NO ANSWERS! 5.) FIFTH: I called back (now this has been 3 months since I signed up) to complain that I didn't have any more leads despite the now THOUSANDS of mortgage interested traffic they were driving to my site and that I was never given an answere about the website improvements as promised. I WAS PASSED OFF TO VOICEMAILS! So I left 2, and miraculously, I gained 4 more leads... now my total leads equal 9. WOW a whopping 9 in 4 months! Not the 6 figure income promised and the business was promised to pick up and take off in 5-9 weeks... well it hasn't done JACK! 6.) SIXTH: I have 134.00+ that the program says I have earned, yet I HAVEN'T SEEN A PENNY!!! It has been 4 months. Payments are to be made once a month. YAH RIGHT!!! 7.) SEVENTH: I had my name sold as a lead over 3 months ago and I have NEVER had a lender call me!!

THESE PEOPLE ARE CROOKS!!! I am a stay home mom who needed to help the family make money during this hard economic time and they took advantage of me. They made promises they never intended on keeping! They STOLE money ($1495.00) from my family, because they pressured me into buying their program when they knew it wouldn't make me a dime, after they told me I would make really good money! THEY SHOULD FACE CRIMINAL CHARGES!!! I AM VERY SAD AND UPSET! THEY NEED TO BE STOPPED. HELP!

HOW do we who have been taken by them get our money back?

Thanks for all your comments about Concolidated Opportunities. I am going to print them and send them along with my complaint to the IL State Attorney. I have already disputed the charge with my credit card company. Obviously they won't accept phone calls until you have passed their "three day cancelation policy". The Feds allow 90 days from the date you receive the charge. I had a fraud alert on my card so was notified the same day the charge was posted. The person I needed to speak to get a credit on my card was not available until their 3 day cancelation took effect. I suggest that everyone file a complaint with their own state attorney in their own state. A complaint filed with the AZ State Attorney can't hurt, as one of the victim's has done. This company is not accredited with the BBB, but post a complaint with them also. If you have a TV station that investigates frauds, it couldn't hurt. We need to get this message out to as many people as possible.