this company promised to help to schedule & clear my credit card debts. 895$ o.k. they took the money and ran. they never worked with me at all. i call constantly, only to be dismissed and lied to. after many months of incredible frustration, i asked for my money back. they have changed their phone number and continue to run from my calls and e-mails when i do finally get through to them. i'm a single mother doing the best i can. i needed honest help. now, i'm worse off then ever. it's terrible when a person gets scammed so blatantly and no way to get help. it feels hope-less. i'm not one to be easily scammed, these people are slimmey. DO NOT GIVE THEM YOUR CREDIT CARD#. i cancelled my card in fear they will continue to use it.

These people promised to save me money, when their end of the aggreement did not come through after takin 1600 dollars of my money. "stupid me" they said to me in 90 days I would get a refund. will its been 120 days and no refund, I have contacted them almost everyday, Now they tell me that I dont qualify for a refund, These people are scamm artist, they know how to make money by knowing all the loopholes in the business. if someone from this company reaches you, you need to hang up and call the federal trade commision. business like these should not be in business. they take advantage of good people.

I use to work at Consumer Financial Advisory Board. This company is a HUGE scam, and RIP OFF! They do NOT save you money, or lower your interest. They tell you they will, but they actually set you up with a financial plan, to save you money. But it actually sets you up for failure!

They discriminated against me for being a teenager, and a lot of other things. Whenever they would ask me to stay late and work for 2 more hours, I would do it. And one day I had to be somewhere at 6 in South Tampa, it's about a 45 minutes to an hour drive. My manager asked me where I had to be (keep in mind it's my scheduled time off). I told her it's somewhere important to me, I cant stay late on Thursdays. She demanded that I tell her, or i could get fired. So I told her I'm in a 12 Step program.

She laughed at me, in front of all my co-workers. Then she asked what I did to go there, I told her nothing I have to be there, it's important to me. She continued to laugh at me. Then demanded that I bring her a note saying I have to be there every Thursday at 6. Keep in mind this is my scheduled time off, so she can't by law ask me these questions. And she should have brought me in the office alone, instead of embracing me in front of all my co-workers.

Then the next day I come into work, and she fired me. She told me it wasn't working out, and I wasn't doing my job. When I was doing my job, in fact I kept my statistics everyday. Not only did they fire me for discrimination. We were on salary. My salary was $30, 000 a year, which is $458.54 a week. And my last two paychecks were both $300.00 short.

I called and demanded they give me my money, which all together was $600.00, or I would file a law-suit. And then I told them I'm filing a case about the discrimination. And I told them I want 2 weeks servants pay, for the bills I'm behind on now, because of them. The owner of the company, then tried to tell my mom I was romantically involved with one of my co-workers. What does that have to do with the job or my money?? I also was not romantically involved, we were just friends. My mother then asked what that has to do with anything, and the owner (Tom Graham) then said oh nothing. I was just letting you know parent to parent. I don't even think this guy has kids! So this company is a big scam, and they do so many different things wrong, on so many different levels.

I am looking for someone to help me with my case. I have a friend that used to work there, that would testify for me. And please DON'T let this company scam you!! It's a HUGE RIP OFF, and people actually think it works!