I have two payments YES two payments left on my loan, I called them today to let them knw that there would not be funds available for them to pull from my account today. The woman on the phone told me that because it was the end of my loan she could do nothing about it, But if the funds where not in the account when they try to pull a REPO order will be issued!!! I believe this is frade I only have two payments left on a four year loan, this is ridiculous...