To those of you that are currently being harassed by Consumer Portfolio Services please read this post. My wife and I took out a loan with this company two years ago and we have just tolerated the harassment that this company puts forth up until a couple a weeks ago. From the continuous calls at home/cell/work. To contacting people that aren't listed as our references over and over again after being told not to. Just a couple of weeks ago they contacted my neighbor and gave out our personal information. We have received Fed Ex letters demanding payment in full or they will come and get our vehicle. Come to find out what this company is doing is illegal and you can fight back. The key is recording conversations when speaking with someone from CPS, and having individuals whom you know are being contacted to record there calls or save there voice mails they are receiving. Trust me they will say something that is illegal! We have since filed a lawsuit against CPS and the calls stopped immediately and now we are going after them for money now!!! This company needs to be stopped. Please don't feel like you have no where to turn cause that is what my wife and I thought, but what they are doing is illegal and each and every case needs to be brought forth. Just go to Google and input "illegal collection tactics" and you will be well on our way to putting it right back in there face. I hope everyone that is being harassed by this company gets to read this and takes action on them cause I know how it feels!!! These are the rudest and most uneducated people I have ever dealt with.

Let me start by stating that I get constant harassing calls from CPS (Consumer Portfolio Services). They not only call me and falsify who they are, but they also contact my references and question them and give out my personal information, which really should not be discussed. They also falsely stated that they were detectives looking for me, when I have been living in the same place for the past 10 years (or more). They constantly lie to say that they are trying to help me with my matter(s), but yet when I call them back to see if I can set up some type of help with payments, they continue to harrass me and just tell me what to do without looking further into my situation. I have recorded them numerous times making threats and accusations which were not true. I have every intention on paying them for my vehicle, and heavens knows I need it, plus I am a single parent doing the best that I can. But the stress that comes from harassment is just unbearable and will be stopped. I am not going to call people back who are doing more hurt than harm. I understand that when you purchase items they have to be paid for, but I did not sign an agreement to be harassed. When they call, they call back to back during the day constantly when there is no need for that. I also wonder if this is a reputable company for the lies that they tell in order to contact someone. I don't have to hide from anyone, but you cannot sit on your cell phone all day at a place of business when it's your job. This company need to realize that people go through things every day of their life, and not everyone can always predict when things happen they may alter their financial situation.

Harrassment and Threats Everyday sometimes more than 5 times, By 5 different people. Asking me where is my payment? "When it is not even the due date". They also ask me what condition the vehicle is in? then, the other Question is is it still Parked @ ---- ave, in anytown usa? Because we need to know where we can pick it up. "Do you want us, to Come take it from you? "I am physically and emotionally sick of this constant harrassment and threating tactics. This has got to stop! I really need the car, But not this Bad. Nervouse break down or Heart attack. Thats all I can say! Sincerly Nani L Newton

These people have called me so many times at work daily and just today left me a message with the receptionist at my job saying to take my things out of the car because they are coming to get it. There is a law against releasing your personal information to others but then when I called them they told me that I have not been answering them so they will keep calling.

The supervisor I spoke with was just as rude as everyone else. I regret the day I ever signed up with these people for a car loan. They threaten to take the car and yell at you, then say you are having an attitude. Absolutely unprofessional!

I recently had a tragic situation happen to my son where he is still fighting for his life and ultimately ended up a quadriplegic.He resides in a nursing home and do to the amount of stress involved in my job activities i could no longer,hold my job and i am now on unemployment and i am struggling to pay my bills and pay my car note,because after all i do need my vehicle to go to see my son. On a few occasions i have spoken to different people from this company to try to set up some kinds of arrangements, some people have worked with me,and as soon as i make a payment they began to call my references all of whom are not well my mom, my aunt, my son who is the quadriplegic! So when i go to visit him he tells me slowly mom the people said they are going to take your car, so he automatically starts to worry.