I received an offer to apply for this card. Once I received it, I was told that there was a 150.00 processing fee along with a monthly fee of 50.00 every month. I knew of the processing fee. I am trying to reestablish my credit. I did not know of a 50.00 monthly fee.

My first bill was due on the 2nd of the month but I don't receive money until the 3rd. I called and asked could I make my payment on the 3rd and the guy told me it was fine.

At 1:00 pm on the 2nd, I received an indignant call from Continental Finance demanding the money then. I explained to the person who called of the previous conversation that I had. She all but called me a lie and told me that they don't have a grace period and I would be charged a $35.00 late fee no matter who I had talked to.

I spoke with her supervisor, who informed me that if I paid the bill by the 3rd prior to 3:00 pm that I may be okay. He did inform me to make the payment over the phone would be a $10.00 and to make online is $5.00.

I choose to pay the bill by the cheapest means online, but you cannot access their online bill paying system. Ironic, isn't it.

THESE COMPLAINTS SHOULD BE FORWARDED TO THE
ATTORNEY'S GENERAL OF YOUR STATE. THEY CAN SEE
THAT THIS RIPOFF FRAUD OF CONTINENTAL FINANCE IS
NOT ALLOW IN THIER STATES.

They rip you off and rack up charges, they also have no good numbers to talk to anyone concerning your card.

I applied for a Continental Master Card online in October 2007 and was approved. Immediately upon approval, I received notification that my card limit was $300.00. Shortly thereafter, I received additional notification that certain charges were being debited to my credit card (i.e., set-up fee, etc.), leaving me with a very minimal balance.

Since receiving the card, I never used it and have thus far paid $110.00 in payments. I had spoken with a representative from Continental over the weekend and was informed that my available balance was $106.00; leaving a balance due in the amount of $194.00.

Today, I attempted to use the credit card for the very first time and was informed by a merchant that the card had been rejected. When trying to contact Continental to inquire as to what the problem might be, I only was able to get through to an "automated voice system" and never was transferred through to a customer service representative. I also learned through the automated voice system that my credit limit has been reduced to $250.00 and that I need to make another payment in the amount of $66.00.

I am immediately canceling my card, reporting this to the Attorney General, Better Business Bureau and as I work for a law firm intend to pursue the legal remedies available to me to have the monies I have thus far paid returned to me immediately.

I would not recommend this card to anyone trying to re-establish their credit.