i bought my very first home, with my husband. we got divorced and he emptied the joint bank account. i missed one payment of 565.00, because my husband said he paid it. i paid the payments and then i came to find out your office was forclosing on me, they said i owed 10, 000.00 which is insane, because i did'nt pay that much for a whole year. So my realestate agent and i went through all of my payments, and sure as heck they were all paid except that one. We faxed over the pages to your office 6 different times to no avail. I lost my home, I had to declare chapter 13, and the credit i built up went right down the toilet. i am still very angry about this matter.