I was 3 (yes, 3) days late paying my car payment to CPS. I received the worst (and might I add unprofessional) message on my cell phone. If I had known that Lone Star Mitsubishi here in San Antonio would have convinced me to do business with such a racket outfit, I would have declined purchasing a car and would have started catching the bus. "Shaniqua" from CPS, left me message advising me that if I did not send them a payment or give them call, someone would be picking up my vehicle. She did not leave a message, she left two. Everyone that I allowed to listn to this message had the same reaction, a gut wrenching laugh. I am sure that she owes a couple of bills just by the tone of her voice. I could hear the desperation in her voice. All that I can say, when purchasing a vehicle, be sure to ask who your credit company is going to be. If it is CPS, run. After posting this, I am going to continue to search for the 800 number so that I can pay the bill that they have so vehemently harassed me about. I am surprised I have not received at least 2 calls will typing this. You would think they would post that number on their cleverly evasive website.