Credit One Bank received my payment, cashed my check, then did not credit my account. I sent them a copy of the check, a bank statement from the bank, a copy of the bank manager's card and a letter. Then Credit One told me that another company had cashed the check. Because we are a law firm, our mail is picked up by a private company and delivered directly to the post office. I also use unwashable ink on my checks to prevent theft. I don't think so. It has been over a month and I am still being harassed by phone calls, up to four a day, by Credit One. It took 13 faxes to get a response from someone, and then they tell me that another company cashed the check. I find this highly implausible when my copy of the check still says Credit One Bank. I am still considering my next steps which include the Better Business Bureau, an investigative reporter and a possible lawsuit.

I got this card accessed it for emergencies only, have never used it, then low and behold I received a bill.A BILL FOR WHAT? Never using this card has already cost me a 250.00 bill. And thats not adding on all the fees I seem to have accumulated. Now how does that work? Racking up bills and never leaving the wallet.Its unfair and fraudulent to all of us.

I never plan on using the card, not after receiving a bill and then seeing the interest rate they are charging me,on a card I never used,and the other people that have sent in their complaints your right you can't get blood out of a turnip. Nor can you get a decent credit card these days.

This company is another one of those credit card companies that thinks that they can squeeze blood from a turnip. We have been trying to pay these people every single month and calling them and working with them and still they charge our credit card fees that surpass the amount of money that we pay.

This creates a never-ending debt that can never be repaid that they hope to be charging us for forever. They refuse to work with us and they simply demand money that we just don't have. We are sorry that we got into debt, but we are like a lot of people who did that.

We don't have any active credit accounts anymore and we are paying off $7,500 in debt at the rate of $293 per month. At that rate, the debt will be paid in a little over two years. I think that we are working as hard as we possibly can to get out of debt, but this company, unlike the other 14 creditors on our debt management plan, refuses to accept payments, keeps the size of the debt going up and plans on taking the next step of suing us.

Thing is, we beg food from the church every month now and there is nothing for them to get from suing us. No judge on the planet will force us to beg more food from the church every month and that is what these people think they are going to get one to do. Good luck with that, Credit One.