I have never give to them my Bank or card details, & I am not even e Meber with the Company, & yet on the 28th of April 14.95 were taken from my Bank Account. I am very pist off about it ! How don't know how they did managed to obtein my bank details, but I'll go to the FSA for bank Fraud. My Bank is investigating already & they will pass it to the Police. I have never done any Credit Score with this Bastards online & I want my money back !

the amount of $ 29.95 U.S. dollars has been debited from my credit card from Bank Santander Brazil on February 9, 2011 the company MVQ * CREDSCORECOMPLETE, I never had contact with this company and also never received a credit report it and also never authorized this debit to my card. I want my money back.

I have been charged October and November and I don't remember ever sigining up for credit score report. I know my credit is bad and I would not have looked it up. Please remove the charges and and give back credit for the 2 months you have taken it out of my account. I have fraud alert on my account now as I just received a letter in the past week from a company in Florida that I have become a victim of ID theft, fraud. I have contacted the TransUnionCorp to let them know about the alert. Please cancel this as I can't afford these charges.
Thank You
Beverly Jock

I was one of those people who played by the rules. I always paid my credit cards on time, and more often than not, I paid over the minimum amount. I had a very good credit score. But none of that mattered, even to companies who had done business with me and/or my husband for years, and every credit card we had either increased our interest rate, or lowered our line of credit. One card that was paid off even closed due to lack of activity. The bill that clamped down on these interest rate hikes and other credit card company tricks came a little too late for me. I can't wait for any of that to go into effect.


Luckily, credit card debt is one of those debts that can be negotiated... but not without hassles and damage to one's credit score. But when a good customer is forced into making minimum payments, which do nothing to pay off their debt, and still have no cash at the end of the month, debt settlement seems the lesser of several evils... the others being total default, treading water for years, or bankruptcy. While you may still be hounded by credit card collection departments for awhile, they eventually stop after being notified that you are in a debt settlement program, and they have to deal with the company you have chosen. This is what I chose to do... and freed up some of the cash I was paying each month.


I believe in paying what I owe... with interest. But I quit caring about my credit score about the same time the credit card companies did. The government has not bailed me out. I haven't received a huge bonus. So I am saving my cash. The credit card companies will get what they are owed in due time. And I am learning to live without credit, for now, and a less than perfect credit score.

I look at this way, if my excellent payment record and my business meant so little to the credit card companies, then someone had to look out for my best interest (no pun intended) ... and not at 27.99%... I knew that someone had to be me.