BEWARE ALL!! CREDIT UNION ONE USES EXTORTION IF YOU WANT THEIR VISA CREDIT CARD
I have had a savings account with Credit Union One for years but I have received warning from Credit Union One they are about to charge $5 monthly if I don't keep more than $500 in the savings because I don't have another account with them. So, I thought I'll apply for their credit card, right? Wrong--big mistake!! Although I have excellent credit per them according to my credit report which I all ready knew they WILL NOT give me their credit card unless I do a balance transfer from my other credit card to their credit card so they can charge me a 9.8 interest rate on the balance. Even after I explained to them that I have 0.00% interest rate on on my credit card balance for the next 12 mos --THEY DON'T CARE-THEY STILL WANT ME TO DO THE TRANSFER! Needless to say I told them it's extortion and unethical so close my account and I'll be filing complaints.