Cricket has a dishonest payment policy. They offer payment options that they don't want you to use.
Cricket appears to want you to fall into their many late payment traps. This can only be explained by their want to have you submit to automatic payments taken directly from your bank. I pay monthly by their on-line process on their website. Every month it takes an hour or two because it never works the first few times and only works after calling customer support. And their support is bad as well.
They only want you to have one payment option - automatically take from your bank account - I can imagine the trouble that would follow if we dropped the service after being on the Auto-payment - how many more payments would they take after you've stopped their service before they decide to stop stealing your money? Why trust that they will do it right or honestly?