Number one it took 2 weeks to get my first referal. I was told I would get one within 24 hours after they processed my 99 dollar sign up fee. 2 weeks later I get a recorded message referral, I called it to my surprise no such person at that address or phone number, this was double checked thru the phone company. Now they want me to pay them 38 dollars, I refused and they said we will credit your account after you pay us, Yeah right who is the fool. They did not get into my account in time I stopped payment.They lose on this one.many other people were not so fortunate.they have over 200 complaints on file with the better buisiness bureau same kind of complaints. They need to be investigated and put out of buisiness...