I was two years here in canada and since Car is necessity in the field of my work< I was encourage by my wife to loan a car to a certain dealer. I went there and the car dealer told me that no other bank can make you a loan because we are new here, so he recomend a financing agent sowhere in steel street, to loan that can give as a loan first he offer a big amount of deduction which we cannot afford to pay and also big amount interrest, he always ask ask to sign before he show as the amount he put on the papers. That time is about luch time, so he asked us to go luch first before togive another offer.

At 1:00 pM another offer was given and once again he let us sign again before he show the amount they put alot of charges. and i dont in which i dont understand so all and all we borrowed canadian dollar 10, 000 and they put that we loan 14, 000 idont know because of lot of explanation and talking i was conviced with that and they said that we are going to pay the whole amount to bank of montreal with tghe amount of 14, 000 in five years and 2600 dollars for another year. with a total amount of 16, 550 very big.

My quetion is can we file a complain of fraude or cheating so as to resracture the loan to reduce the rate.
and how much money i can pay for a lawyer...

I hope you can help us i nthis case.


Respectfully yours,

Edwin lazaro