Cyfair Federal Credit Union

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Category: Business & Finances

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United States

Cyfair Federal Credit Union Reviews

Karl123 April 5, 2011
Refuse electronic access to my account
I am banking with Cyfair federal Credit Union for over a year. Most of my banking I do over the internet. Today I tried to log in and was denied unless I signed a new very lengthy user agreement. "Just a formality" they told me. We all know, there is no such thing as a formality when it comes to a contract.
I actually read the document and found a paragraph on "aggregation". In plain English, this means that other banks and institutions can access my bank account to their hearts desire. The document specifically states, that passwords, account balances and other details will be shared between participating entities. Somewhere else in the document it states, that my bank is not liable for other people's mistakes... obviously. Usually this is all harmless enough, until things go wrong. Then you will be running after your money or worse lose everything and still owe the overdraft amount to the bank plus finance charges.
This is fraud... and I did not sign. I try to find a bank which does not use "aggregation" and only allows a draft from my account when I specifically have authorized it with MY bank.
Karl 123

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