I approached this company about obtaining a mortgage loan. After being past to a untrained loan officer, I was asked for credit card information without getting the proper paperwork for my application that was denied. The reason for my denial was due to the type of loan that I was requesting. I was only denied after my card was charged 500 dollars and then told that they do not offer that loan. Had my application been taken completely and correctly upfront, the company would have been able to notify me upfront that my application was denied and no expense would have been accrued. If walked into a shoe store asking for heels yet they sale tennis shoes, my money would not be taken upfront to just tell me sorry we don't sale heels. This is what this company did to me. The last email that I received stated that they do no offer construction loans yet that is what I needed. I have asked for my money back and no one will return my call or email.