This company operating under the name of Simple Capital Solutions located in Diamond Bar, California is under investigation by the California Department of Real Estate Board because of no license to operate in California when I was one of his victim last couple of years ago. The owner/ Manager-David T. Frank Jr. is not a member of the Better Business Buerau nor have a real estate license. He is doing business without those required licenses and wants to collect fees illegally. If you happen to get his service for any kinds of loans, he will "Assumed" and act as your project manager without your approval and knowledge. If you did not pursue or continue with your loan applications with him, he will put a "Mechanic's Lien" on your property until you pay him the amount that he wants to charge you at his high rate of $150.00/hour. You have to take him to court in order to have the mechanics lien release, and he won't pay for the attorney's fees which was mandated by the court after he lost the case. then he threatened you with phone call & email-saying that he will make your life miserable and he will not go away, and he will surely ruin your good credit, by submitting to any collection agency a "forged signature" by you, stating that you have given him the right to charge all the fees for not continuing with your loan to him. He will jack up the amount that you owed him up to almost $50, 000 when he submit it to the collection agency, so that the agency will be intersted to take his case. Beware of this individual-David T. Frank Jr. who represent-Simple Capital Solutions-located in California, for he is preying on innocent, hopeless home owners in order to saturate his appetite for greed. If any of you have any dealings with him and his company, please feel free to write your experiences on this site so that other people will be aware and not get trap by people who wants to take advantage of others.