I was paying for three years and now I have to go to court . That is what I was told that I had to pay 300.00 a month. So what am I to do .At my age I can not work I am 83years old My client# is3339.
my e-mail address is [email protected] and my phone is
570-894-9788 please get in touch with me. Thank You

I was told by the people at Debt Relief that they could help consolidate my debt and lower payments. I later found out that two of the debts, which were not credit cards, they can't help with because of the type of account it was. This was after they had told me several times that they (D.R.) could work with the companies. When I ask for something in writing, they told me that they could not work with this accounts. I have been calling them bi-weekly to see where my account stands, along with the a credit card company. Neither of us were able to get any information from them or have a call returned. I paid they @ $2, 000. I would like to think that I will be able to get this money back. I have also filed a report with the Attorney Generals office in Texas.

I signed a contract with Debt Relief USA to resolve my $30, 000 + credit card debt over a four year period at $400.00 a month. I made payments for 14 months in addition to a $39.00 monthly processing fee that I was not aware of, accruing almost $4, 000.

I lost my $60, 000 a year job and could no longer continue the payments to Debt Relief USA. After repeated phone calls to stop my automatic payment withdraws and to get a refund of my money, they reluctantly refunded $745.00 and kept over $3100.00 claiming it as their 10% fee for doing business with me. They also told me I could restart the program within 6 months.
They probably did nothing wrong because I signed a contract with them but I was not aware that I was paying their 10% commission upfront. I basically paid them to do absolutely nothing for me except to collect my money. I never in my entire have felt so ripped-off and scammed.
The morel of the story is: Do not use these debt relief agencies without consulting a lawyer. I could have filed a chapter 13 for a $1000 and resolved my debt for pennies on the dollar. My input is to make you aware of the many other options available to you to resolve your debt. Seek a Debt Relief Agency affiliated with the government.