Based on your post, I thought you may be interested in a company called DebtSettlementRefund.com. I used their services and recovered $7211. I was blown away when I received the refund because I really thought it was money down the drain. So, I am spending the next 2 hours posting my experience and hopefully it can help someone else out there who has been taken advantage of by their debt settlement company.
Here's my story: 11 months ago I recieved a phone call from a person at Impact Debt Settlment. They suckered me into their "Obama Debt Relief Porgram". The agent explained that a portion of the "bailout money" was being used to help small business owners just like me. Against my better judgement, I signed up for their debt settlement service. Month after month, they deducted $650 from my account.
In August 2010, 11 months of paying into the program, I got sued by Chase Bank. When I called Impact, the rep said that I would have to contact a local lawyer to respond to their lawsuit. When I asked them for a refund, they said that would not be a good idea at this time becuase my money was used to administer my account. They offered me $800 to close out the account.
Totally disgusted with myself for using them, I called the BBB and they said they could only take my complaint and they have no power to assist me in recovering my money.
Not having any money (becuase I gave it all to the collection company) I called CHASE direct. The Chase Rep. referred me to DebtSettlementRefund.com to help me initiate a refund process.
So, I called DebtSettlementRefund.com (877) 209-SAVE. I explained my situation and I could tell that it was legitimate program. What they basically do is send a series of demand letters to the debt settlement company, the Attorney General and the Federal agencies.
Fast forwad, 4 business days later I came home on my lunch break and their was a FedEx envelope at my door with a full refund check of $7211.00 along with a release. I could not believe it worked.
HERE IS WHAT I KNOW TO BE TRUE
DebtSettlementRefund.com is a Pro-Consumer business, established to assist Consumers in recovering the exorbitant fees typically charged by debt settlement companies. It's never too late to demand your money back from a debt settlement company.
DebtSettlementRefund.com aggressively works with Consumers in all 50 states to recover 100% of your money. Call them at (877) 209-SAVE or check them out on their website DebtSettlementRefund.com.