joined delta dental not knowing how they work the system i pd them 99.04 on 11-25-09 then 49.52 a mo i never got my package till jan told them were to send 2x then i found out you still have to pay a bal at dentist office so your not really getting a discount never used any of it i canceled on jan5 10 they never canceled till feb 1 10 so they said sent refund 49.52 only witch i shood got the 99.04 also so they sent ck only 49.52 4wks ago never got called 4xs now they want to trace and cancel ck and send another one witch wiil take another 2to3wks figure that one they can take out acc but cant put it back not right a rip off buyers be were

Our office has been billing Delta Dental for a long time and the past 2 years have been a little trying. When our office bills out for Full Comprehensive Orthodontic Treatment on Adolescent patients D8080 Delta Dental will change the ADA code to D8070 (phase I ortho code of transitional dentition) in order to pay out a lessor benefit amount. I usually catch it when I am missing payments and it isnt paying out the full estimated benefit based on the patients treatment fee and lifetime maximum. I have fought with them several times on several patients to the point of parents getting the insurance commissioner involved and I have contacted the ADA and the AAO to verify what I know is right... it is illegal for insurance companies to change ADA codes from what you billed them. They are trying to say they are basing it on the childs age! Which is irrelevent to the type of treatment a patient receives, children are not a robots each child is different and are at different stages of dental development which the ORTHDONTIST or DOCTOR knows, NOT an insurance company looking at an age and an ADA code to determine this. I want to complain to someone who can hold an insurance companies accountable from a professional/ dental office. Is there such an agency because I believe we are not considered the consumer?