I have made a payment arrangement with this firm back in the latter part of September. The agreement was two cks $250 each on the 15th and 30th or 31st of each month until the debt is paid. I submitted the payments and they have cashed both cks for October and currently have Novembers cks in their office. After I sent them the cks around the last week in Sept/1st week in Oct (after they cashed the 1st ck dated the 15th) they then said I had to fill out a document and to just fill out to apease them. I was advised legally as my brother is the US Inspector General for Obama to not fill out the information as my partner is on the joint checking account and she is not legally obligated to this debt as Oregon does not recognize gay relationships the way they recognize marriage. As result, McGavic's group cashed my checks, sent me a standardized letter saying that there is no payment plan in place now because I did not fill out the paperwork. I am paying the debt, they are cashing the checks, but they are still threatening me. Not only are they rude. immoral, unethical they do not help you, when you call. I have left 5 messages between today and yesterday, speaking with two people live, and no one bothered to help me or check to see if my payments for November were in their office. (all they said was, they are probably here, will look into it, in mean time you need to just wait until "Vince" gets back which then they said oh he is out sick today.
The fact that Derrick McGavic can have so many complaints, have the Oregon Bar consider barring him from practicing law, and he can still get away with this, is a disgrace to our legal system. I have payment arrangements with other Capital One accounts and I have made those payments as well and I am not being threatened..Derrick McGavic should be disbarred. I am filing a complaint with the AG office in Oregon and the Federal Trade Commission...I am willing to take this as far as I can. I am trying to avoid litigation regarding him suing me as I am paying the debt and they have cashed my checks..I will not give me him any information regarding my partner or myself now as I do not trust that this information will be used correctly. He has been investigated for using people's information unethically, and jeapordizing people's jobs. I am not willing to take the chance. If he moves forwarded into litigation which for now is just a threat, then I will just have to hire a lawyer. right now I am just getting free legal advise as I have many lawyers in the family. I have kept a log of each conversation as well as all of the paperwork and copies of all cashed cks