This place is a joke. Go elsewhere is you are seeking a loan. First off, they do not loan more than $500 (your income is not a factor)– and you have to be established to get that much with prior chincy loans that were paid off. Second, they throw you off their system, even if you are in good standing and have paid off several loans, if you do not want to be solicited non-stop for loans. I got emails multiple times a day and they would call my cell phone more than once a week asking me if I need a loan. This is crazy. I do not need a loan every week and I am having a hard time grasping how they get business by soliciting loans on people’s cell phones. If I need a loan, I think I would make that determination on my own and don’t need sales calls. Also, they burn your email up claiming they are offering specials to repeat customers, but when you sign onto their system to renew a loan, you get NO DEAL. I have NEVER received any sort of special. In fact, I logged on to their system the last time and noticed a $25 difference in the loan amount ($100 as opposed to $125). I had assumed that I was getting a good rate because I was a repeat customer, per their own emails. THINK AGAIN. They claimed this was an error and though I had the paperwork to back up the fact that the amount was $100, they acted like they were doing me a favor my assigning a “manager” to my case to handle the issue. The “manager” decided he would NOT EVEN BOTHER TO ASK ME ABOUT PAYING MY LOAN OFF, more or less left me a voice mail message that because I was a problem, he would honor the $100 repayment and go ahead and charge my bank account that Friday. He did not even ask me if I wanted to pay-off my loan. After many loans, this is how I was treated. Since then, I have not applied for a loan but have asked them to not email me or call my cell phone anymore…that this was business and if I had a loan, my only obligation to them was to pay it off, I do not owe these people anything else and to ask to be removed from distribution lists should not warrant being cancelled as a customer. This is what happened. They cancelled my entire account when I told them I did not care to be bothered via cell phone. BEWEARE OF THIS RIPOFF LOAN COMPANY and do your research as there are tons of complaints on this place. TONS. They rip you off royally then falsely advertise specials that do not exist. They will tell you you are getting a deal then when it comes time for your interest or payment and interest to be deducted from your account, you will pay the entire initial fee as if you were never cut a deal. Then, you have to waste your time speaking to one of their low-life managers to get an attitude and booted from their system. FRAUDULENT. Hell, I would rather pay a ripoff creditor like First Premiere for a low rate credit card than this….at least that is a one-time payment and you then establish yourself to secure more credit. Here, you take out a $200 loan and end up repaying $800. NO THANKS. SELL YOUR GOLD..DO ANYTHING BUT BUSINESS WITH THESE CROOKS.