Dr. John Torres of London asks that you cash the money gram he sends you, then in return you send him the cash by money tranfer only through Western Union. The claim is that the money is for his very sick wife who needs surgery and medical care that costs ten of thousands of dollars which he needs immediately. If not received, he threatens to turn you and all your information to the FBI for a full investigation to be prosecuted to the fullest extent of the law. All the checks that are cashed your bank, you are responsible 100% if the checks are counterfeit, which all of them are. Unaware of this, large amounts of funds were being taken out of my account which I didn't know about until I received my bank statement. The bank instructed me to investigate the checks origin andturn the information over to them and they would contact their fraud departmentand see that I am refunded every penny that is stolen from my account. I am cuurently working on reporting this to the authories in order to get my money back. I will also be reporting this to the Better Business Bureau.