My complaint is about Drive Financial. I decided to get a vehicle to reestablish my credit. I gave a $5000 dollar down payment. On my first payment I sent $200 over the amount of my normal payment. My plans were to get it paid off quickly. I was almost sure that in a year or two I was going to have it paid off. Well needless to say that never happened. I read the rip off reports online about drive time, shortly after purchasing the vehicle and was worried about that happening to me. Well just to try and cover my tracks. I sent my first payment early, but before doing so, I called to let Drive Financial know that I was sending in my payment a few days early, only to make sure that it was received on time. I spoke with a representative who assured me that the check would not be processed until the payment was due. She lied, My payment was processed on 3/21, when the payment was not due until 3/25th. The check arrived at my bank before I could deposit the money, my check was returned for Non sufficient funds and I was charged fees of course. Drive Financial also charged me returned check fees and the interest accrued 10.00 dollars a day for everyday I was late. I called and spoke with a manager named Selina. Told her that the representative should have been held responsible. She said there was nothing she could do. The damage was done. I told her to monitor the very first call I made to drive financial and she would see that the representative did lie to me. She said, I will, and that was the end of her conversation.

I got a car loan through Drive Financial June 2004. I made all my car payments on time each month. I filed for Bankruptcy in Oct 2006. As soon as they found out I filed for Bankruptcy they started treating me like an idiot. I continued to pay on time and filled out all the paperwork to keep my car. They stopped reporting my payments to the credit bureau and stopped sending me bills in the mail. They stopped taking the money out electronically as we had set up and stated I had to pay over the phone. Of course when you pay over the phone they charge you $10.95 extra to process. April of 2007 I emerged from bankruptcy. I started getting letters in the mail for car loans etc. I thought I would check it out. I went to a couple of dealers. Well, I got scared when one of the dealers called Drive and when he asked them for a pay off amount they advised him there was none because it was included in my bankruptcy. He also showed me what had come up on my credit report which also supported the fact. I then pulled up my own credit report and it stated included in bankruptcy. I decided to purchase a new car and stop my association with Drive. Especially since I was afraid that at any moment they were going to come take my car away. I tried talking to them several times. I was insulted, called a liar, and was told I had to pay for my car. I told them everything that I just wrote and they said oh well time to pay. I told them I wanted to give the car back and they said okay. This was after 3 months of really nasty phone messages they left me. When I finally called back again and the very next day they sent a tow truck to take the car. This was in June. One week before christmas I get a lovely letter in the mail stating that they sold my car in an auction but they only got 2000.00 for it. They then go onto say that they were charging me other fees and that now I owe them 4000.00. It was a great Christmas present let me tell you. So, now I am doing research and am planning on getting an attorney. What they did is completely wrong. I have seen this website and others with people facing similar situations as me. I hate being taken advantage of and I truly feel that this company has done that. I am trying to get my credit back to a good status and get myself out of debt. They are unbelievable. If anyone has any tips on how I should get started or know of any class action suits please let me know.

My daughter apparently got a loan from these people, I have gotten two phone calls from them and they left messages
asking if I was related to her and that she owed them money and wanted me to give her a message to call them. I believe this is a violation of the collection laws if not it should be.

They are a last resort for car loans - no doubt about it - and they thrive on that fact. THEY ARE LOAN SHARKS - NO DOUBT ABOUT THAT EITHER. I like their little "get acquainted" phone call at the beginning of the loan - just to make sure they know where to find you/your car, should they need to send out one of their hulks. At a time in need, I dealt with them because I needed a car loan.

Never, ever again.

This company decides when to charge additional fees to their discretion without notice to the buyer. I ADVISE ALL " DO NOT GET A LOAN FROM DRIVE FINANCIAL" BEWARE OF LOANS AND RIPOFFS. My son had my wifes car impounded for driving without a license and the bank was notified. I had several thousands of dollars to pay for tickets and fines, and thanks to DRIVE they added 2k more to that bill. I was told by the P.D that the car was moved to another location at the request of the lein holder. I contacted Drive to find out the reason. They informed me that it was to protect their investment, fair enough... Then I was told that the fees would be waved for extra towing and storage charges. THAT WAS A LIE. A person by the name of Lekesha told me this by phone and I verified it with her multiple times. But of course, the thieves were at it again and changed their minds and charged me extra. Now, I trade this car in and receive a 15 day payoff from them send in the payment and on the same day they receive a payment in full they decide to take 896.00 out of my bank account. Guess what I have to wait 30 days for reimbursement from these CROOKS!!! What ever you do do not buy FROM THESE CROOKS, you'll be sorry.