This IS the absolute worst company I've ever dealt with. I, like many others, have myself in a financial bind because of the economy and had to file bankruptcy. During my BK they received payments but did not apply them to my loan correctly. After my BK was dismissed, I never received any statements from them. I sent them money and they sent it back saying I was in BK and couldn't take my payment??? After 30 days, they had my car repossed for non payment and charged me for months they were already paid. it cost me $2500 to get my car back and I only owed them $385. I guess they don't need any help from the stimulous package because they are collecting more than enough money from their unhappy customers. Oh and by the way, my BK has been dismissed since February and here we are in June and I still can't get a statement from them.

I received a bill from Santander Consumer for my car payment bill. I wasnt notified that Drive Financial was switching companies. Since I was paying the car note since November 2004 and I will be finish paying it in November 2009 and they switch what is this all about??

Drive Financial has also bank rolled me with hidden fees, what I do understand is that our payments go into a lock box, so my guess is that our payments are being posted late. it is sad. I would like to be part of a class action lawsuit agaist them. I am tired of getting phone CALLSSSSSSSSSSSSSSSSSSSSSSSSSSSS all day long and my friends are getting these calls. Drive Financial will some how add an extra 5000.00 dollars to your car payment before you have it paid off. and they refuss to work with you. or explain why they add these charges
KEEP YOU PAYMENT HISTORY, YOU WILL NEED IT TO PROVE YOU HAVE PAID THESE ASS...

I thought, I would add to the long list of bad dealings with Drive Financial. I also fell behind in my payments due loss of work, having the company close down. I explained what happened, but was harassed non-stop with constant threats. After gaining temporary work, I paid them $500 every other week. The harassment didn't stop, even though I kept every promise I made to them. Even with this, they trying to repo the vehicle on the day before the arranged pay I was to pay. That's when I FINALLY got smart. I warned them, If you don't stop the under-handed harassment and practices, I would become their worst nightmare. Of course, they continued and in fact they got worse. So I decided to use their over-bloated egos against them. They think, the general public is un-educated to laws and they can bully us into anything they say. WRONG!!!
I decided to make a bad situation run in my favor, taking control. Yes, I now have a big black mark on my credit; but only for a limited time. I refuse to give them the vehicle, just because they say so. They would sell it for pennies and I would still be stuck with the balance without anything to show for it. I changed my legal and mailing address to a relative's house, explaining the problem. I now live in a different state, which is perfectly legal. I notified all my contact people, Drive Financial would be calling. Two of these contacts are police officers, who are waiting for the false claims my being involved in bank fraud or vehicle thieft. They will make great witnesses in court, for damages in claiming I commited a crime. This is STRICTLY a cival matter, NOT criminal. With the type of work I do, it is impossible for drive to collect from my income. Besides, they have to get a court order for that and I can't wait for a day in court with them. They would also be exposing themselves to the many fines from violating collection laws. I have been driving my vehicle for over a year, without making even one payment. If it's going to ruin my credit, I sure made it worth it!!!

In closing, heres my advice in beating Drive Financial:
Don't panic, you can have the upper hand.
Record ALL contacts with Drive Financial and tell your references to do the same, your attorney will love you.
NEVER surrender your vehicle, it would improve anything for you.
Contact all your references and tell them what is going on, then have a big laugh when Drive calls.
REMEMBER, action outside repo requires REAL court orders and NOT their FAKE ones.
Check the repo laws in your state, they are strict. In my state, they can be chased off at gun point; if they are operating outside the very strict laws.
And most important, SMILE!!! Drive Financial are their own worst enemy, and that can be extremely entertaining!!!

My daughter was approved for a loan through DeMontrond Dealership at 14101 North Freeway, Houston, Texas 77090. She was approved through Drive Financial. The finance manager said that due to the high risk the finance company was charging a 1600 fee to the customer for doing the loan and then on top of that they were charging her an interest rate at 24.68% because the car was a 2002 model. Can all this be legal? Please contact me at [email protected].