I purchased a 2003 chevy malibu in December of 2007. This was my first car and had no credit I went to Drivetime and was approved. Everything was fine until Febuary right after my warranty wasn't valid my car starts leaking antifreeze and smoking I have it took to the Chevy dealership. turns out I had a heater core and gas intake leak which was 1, 500. I contact Drivetime to see if I could get any assistance because I had had the car for 2 months!!! They tell me they can do a repair loan so I ended paying for half any the paid for half but I had to still pay them back along with the 366.00 car note a month, I paid 200.00 dollars a month along with the car payments until I paid the loan back. Less than a week later it leaks anti freeze AGAIN! I had it towed to chevy dealership and once again notified them I am still having problems the Loan department agent told me I quote " take a man to the dealership, they screwed you it's there fault. So once again no help from them. I ended paying 200.00 then to once again get my car out the shop. July of 2008 my radiator went out and once again back at the shop the bill this time was 600.00 once again Drivetime told me I was responsible for the repairs, and since I previous had a loan contract I wasn't able to get another loan because I already had one in the last 6 months. so once again money out of my pocket. so now that I am 3 payments behind they wonder why, they have harassed me at work, home, and my family members. They have no compassion and are the worst dealership. DONT NOT BUY! you will regret and be in debt.