E-credit plus took my money. They are based in bicester oxon. i am now in the process of sueing them. If anyone want the address i am more than willing to give it to them. this has been ongoing since february, i will get my money back.i have sent two recorded delivery letters informing them that i had cancelled the same day, which were recieved, the last one is imforming them that unless my monies are returned within 10 days i will carry on in persuit of a legal action.i first contacted www.consumerdirectgov.uk, and they have given me the advice i neede. also trading standards are involved.