EDP has struck again. On July 2, 2007 te entered a false ACH document into my Citibank account for the familiar $159.95. I reported it to Citibank fraud department and am waiting for their return of funds to me.

Then tonight they sent me an e-mail saying that they has record of a purchase I had made, for the kind of credit card issued when you deposit money into a bank first. Since I have a Masters Degree from the University of Mchigan, School of Business, it simply isn't likely I would succumb to such nonsense. Evidently you've been flooded with complaints against EDP cards, so? I will report it to the New York City Police Department tomorrow, and will follow up with complaints to whatever Federal Agency the police recommend.

I applied for a pay day loan online. No where in the application did it state i would be charged a fee. The day after the application i had an ach debit for $4.95 taken from my checking account. The following day i had a "pre authorized no signature required" paper draft taken in the amount of $159.95. I never authorized either of these charges. Fortunately I work at a bank and have daily access to my account and caught it as soon as it happened. I have since sworn an affidavit so that i will be refunded the money, but not before i had 3 overdraft fees charged to my account.