We have also been a victim of EMC's and can relate to everyone's posts. We too were told that to qualify for the Obama plan we would have to fall behind in our payments. We did and filled out all the required paperwork and sent it back via FedEx only to keep getting letters from EMC stating that they were missing this paperwork or that paperwork (which was COMPLETELY untrue) but I kept resending the requested paperwork to them. Then after approximately 18 months of being on the reduced payments, I finally did receive a letter from EMC stating that foreclosure was commencing. WHOA! Wait a minute! I NEVER received anything from them as to why this was happening. When I was FINALLY able, after REPEATED phone calls, to actually speak to someone at EMC they said that it looked like my application for the new mortgage was denied because I didn't qualify. NEWS TO ME! And in order to stop the foreclosure proceedings, we needed to come up with $9, 000 in back payments, interest and penalties! This is when we looked around and found this web site and a couple others like it. We also in turn contacted a lawyer in our area who believes that we have a case against EMC. We are looking for other EMC victims to join our class action lawsuit against their bait and switch practices.

If ANYONE is interested, please contact me at [email protected] or contact Rich Scott at Domina Law Office at (402) 493-4100 or at www.dominalaw.com. THIS IS TOTALLY LEGIT! Please join us in our fight against EMC and their dishonest predatory mortgage practices.