Countrywide is demanding prequalification even though I am pre-approved through another lender. Okay, legally they can do this but I don't actually have to fund with them and I won't. But they won't deal with my agent to get prequalification information which delayed my offer long enough for the investor they wanted to get the property to buy it. Jerks! Don't buy a house through these people and if you let them fund a loan for you, it's a big mistake.