I was taken for 4 Grand from the Epoch Billing Company. I never knew about this company taking 70 dollars from me a month from me. They took over $4, 000.00 from my debit, checking account. I just found out this week. Someone else, used my card number to purchase memberships I never heard of, and Epoch is the billing company, they even admitted it that I was not the the one who ordered the memberships. Never did Epoch ever emailed me that I had an account with them. This is 5 years, ... this went on. Why would Bank of America let this happen to me? This is a scam company that takes money from people all over the world. Look at, Complaints Epoch. I wrote to the FBI through emails and waiting for a response. What can you do since it went through a Visa Stamped Debit card from Bank of America. How is a person suppose to know if a money was taken out of an account if they never ordered anything? I noticed Epoch this week on my bank statement.. I thought it was insurance. Who is the bank that ordered this transaction? I have been with Bank of America for 20 years. I never had a problem until this past week, I thought. But I did have a major problem for 5 years and never new it. This is a world wide problem with Epoch. They did return 60 days back to me but they still took 58 months times $70.00