Thru the years, I've had the BIG headache of Misreporting by Equifax. Showing incorrect, inaccurate, info on my report that ALWAYS, belongs to other debtors.

But I get rejected on credit applications, and have to run to creditors to get the correct info, and clear this info on file.

MY CREDIT IS EXCELLENT: I have no problems w/TRANS UNION-EXPERIAN. It's always EQUIFAX, and they have a million excuses for inaccurate info: blame the creditor, even if, info already clarified, shows up in your credit file three months later!

Stay away from equifax. Really poor customer service. You will not get what you pay for. It took over two times just to set up the account. We never got the email alerts and the customer service rep kept blaming us. When we went to cancel the service they kept telling us what we were doing wrong and would not cancel it. I ended up getting into a shouting match with the representative who kept telling me my service was working. I finally canceled the service and signed up with Identity Guard. Don't go with equifax if you want your money's worth!!

Equifax unilaterally changed my name. I jumped through their hoops once and provided what they wanted to prove my identity and name. Name was corrected once, then it was changed again. Equifax refuses to correct my name unless I provide same documents again. I refuse to play its games.

equifax has allowed my 9 year old sons credit to be stolen, and to allow a stolen ssn to be used to help iielga aliens remain and have credit. they wont let you egt a credit report for a child under 13 from thier online site, but they will lwt a stolen ssn be reported as delinquent. my son is 9 years old, and i obtained his credit report online by fudging the dob. it doesnt matter, because your ssn is the key information that guide the credit reporting agencies.they hap hazzardly take bugos, stolen info and its touted as fack. they run clickety clack thru peoples credit no matter who reports, correct or incorrect, and it is me, or in this case my son who lose. if i want it fixed, i have to tell them. what the f?? they have my name listes as 8 different variations, and its all from public databases(ie, phite pages, whowhere and the like) since when is a people finder page an authority or government agency? how is thier info fact. that info comes from phone companiesd, voter registraion, etc. they have allowedmy sons identity to be stolen and have not done anything about it. do not trust them and complain everywhere-congrsssman, reps, friends. its not a fair credit reporting act if the credit report company is stacking the deck against you.

I signed up for equifax credit watch. I specifically asked for one month only. I was not told that I needed to call to cancel. As soon as I found out that I was charged a second month, I called to cancel and was told that I was going to get a reund. Months passed. I did not see any refund. So, I called again. And was told that they cannot issue a refund because there were no 'notes' and the calcellation was after 24 hours had passed. As a result, I paid an extra month I did not even use.

Be aware consumer, equifax is making money from you without telling you the proper information. They will set you up on monthly billing without telling you that you need to calcel. And the 24-hour time limit is ridiculous. How would you know that it is within 24 hours when they do not even let you know that you have been charged a second time!