Equifax if they are unable to find sufficient information on your credit history WILL destroy your reputation. They will state unable to verify identity and decline even if you have NEVER claimed credit in your life. On top of this if you contact them regarding accessing your report so you can check the details they will try to sell you a monthly scheme of some sort. DO NOT TRUST THESE SCUM.

I requested a free one time credit report. To get this free report I was required to give them a credit card number. I have had 12.95 a month charge deducted each month. I never signed up or authorized these deductions & want them stopped.
Clois Hicks

My insurance company raised my insurance rates. I called to find out why. They said they had pulled a credit report and used a credit-based insurance score. They raised my premium by $120 per month. The information they based it on is erroneous.
Somehow, the credit bureaus have mixed the social security number of another consumer with my information. Neither Equifax nor Experian would give me a copy of my own credit report, despite numerous requests starting ibn January of 2008 when I found out there were mistakes on my report.
They have given my personal information to another consumer. They have claimed that I have an excess debt to income ratio based on the fact that they were mistakenly charging another consumer's home mortgage payment against my credit record. For this reason I have been charged excessive credit rates when attempting to purchase a car. In addition, they have caused my insurance premiums to be raised by $120 per month.
Despite the fact that I sent a certified letter about six weeks ago to all 3 credit reporting bureaus, only Trans Union has sent me an actual hard copy of my credit report.
Equifax has a subcontractor named CSC whose information lists MY PERSONAL information under a "formerly known as" name on another consumer's credit report.
Not a single one of the 3 bureaus has given me a telephone number where I can speak to an actual human being to explain and have even an opportunity to begin to correct thesde errors.
Doireann O'Brien

If Equifax is obligated to remove or correct an adverse item on your credit report (ie, you paid off the balance in full), but refuses to correct it, you cannot even file a dispute with them unless you buy one of their products. For example, if you have already gotten your free annual credit report and something else pops up that is incorrect, if you want to dispute it you must have a "confirmation number". The only way you can get a confirmation number is to order a copy of your credit report, for a price. Believe me they know what they're doing. Even if it's not your fault you can't even talk to someone unless you order their product (credit report) in order to find a 800 number to call to dispute- you can't call unless you have the number - can't get the number 'till you buy the report.

I was attempting to apply for a job in Canada for a Sales executive position through hotjobs Yahoo. I attempted to apply for the job and Equifax certificate of authority showed up???

I canceled their Certificate of Authority also I removed them off my Content in Opera web browser and Internet explorer I have attempted to take Equifax to Arbitration twice and they have refused I submitted a Notarized Apostilled complaint to the local Federal U.S. District court in Tacoma outlining their violation of International treatys.