we had a garage fire and have replacement cost insurance now they our questioning the amout of contents we had in our garage and where and when we bought them. Because our claim is way over the amount of our coverage they are hasseling us on the contents of our loss when they should pay what they owe us but they are not paying us giving us a big run around.They keep asking so many stupid questions like where did you buy this stuff and how did you pay for it but we have a detailed lists of items and pictures of our contents losts.that were lost an d still they are not paying i would not get insurance with this company again they want your premiums but when you have a loss then they dont want to pay.