back in 2000, i had a credit card with Providian, and thought i paid it off. I was mistaken. My account was apparently bought by Erin Capitol, but I was never notified, until i got served a summons. I had never even heard from Erin Capitol, and they were suing me for the balance on the credit card, and since it was 2007, i didn't think they could do that because 7 years had already passed. I made a few payments to Pollack and Rosen law firm, and then stopped because i never once got a receiptor acknowledgement of payment. Well, forward to 2008, and when i go to make a purchase, i find out they froze my bank account and took everything out of my savings and checking accounts, and placed a 19000 dollar tax lein on my checking account. Now, after that i felt they had me over a barrel, and made a payment arrangement with them. I'm now paying $800 a month to Pollack and Rosen with 11% APR, and i feel i'm getting ripped off. I've been paying since December 2008, and i still owe 6145.66. I never get a receipt or statement acknowledging payment. Can they do this?
any input you can give me would be greatly appreciated.
Regina