These people call my work every day, even after I asked them directly not to. They also stalked my house, went over to my neighbor's house, and then proceeded to tell them that I was a criminal. They've even called the same neighbors on the phone. Each time some one calls or comes by the house, it's someone different. They never leave the same name, and when I do call, the person they tell me to ask for is never there. Their practices are evil. While I believe that anyone owing money should pay their debts, these people should NOT be rewarded for fear tactics and harassment. Go directly to the people you owe the money to and make a deal with them directly. We need to cut out these middle people--and we need to implement a law against them as stalkers. They watch my house all day. This is why I bought a gun. I never know how far they may take their stalking.

Recieved a letter dated 12/24 I owe $46.33 for an outstanding bill...that is a full month for me but...I switched to VoIP service fromy cable company in early Oct. Phone number contact doesn't exist and a 411 call for a number no active either...a new scam in the works.

My experience with ERS has to do with a college dept. I couldn't make a payment on it and talked to the accounts manager at the college about how I had to pay for my clutch to be rebuilt. I offered to take in the receipt for the work done from the mechanic shop and she said no need to because I called and spoke with her instead of just skipping it. I also offered to make a double payment the following month because I was recieving enough work to do so. She said that would be great.

Well, 7 days later I get a very rude phone call from an ERS rep and he was supposedly the head of the College Loans department of ERS Collections. He flat out told me if I don't pay off my bill to them (ERS) by that day that my $375.71 left on my bill would become a total of $1500.00 and that they would put a judgment on me to be able to take it out of my paychecks. He didn't even give me a chance to answer that yes this is Russell.

I told him to go ahead and try it that I am self employed (the truth) and un licensed because in my state, I don't have to be if I make under a certain amount in one quarter; Yes, I pay my taxes. Then he got even more belligerent with me when I asked him for a certified mailed copy of there harassment policies. By Federal Law they have to provide you with a certified copy if asked. If they do not provide one then you can counter sue. Well, he hung up on me and then called me back and told me if I wanted a certified copy then I would have to pay off my bill and hung up on me again.

After googling ERS Collections, I went to there website and the head of that department isn't even a male. It is a female. So, I am thinking about calling back and asking her for a certified copy of there policies regarding people who owe and asking her why I haven't even received a letter from them letting me know that my account has been referred to them. Yes, no letter just a phone call out of the blue.