Without validation of a debt my daughter received a court complaint. I answered and each case management statement changed. She requested validation of the debt. The judge gave time for the production of validation. These people seem to want a judgement regardless of the validity of the debt. The discovery amount stated does not match any record of open or closed accounts she has. Disputes have been filed with the three credit reporting agencies. She has all statements to show dates of closing, amounts, calls for closing, etc. These people basically filed a lawsuit without receipts or proof of the debt amount. They also want legal fees and interest. They have used 5 different attorneys to fill in paper work. Good thing I was sharp enough to answer and follow research, court forms, and legal questions for help. Research all and file all and any complaints. The more filed the better chance the FTC will file a suit against the company. Keep all of your records. I file with the FTC, Attorney General, Consumer Affairs, and try to post on all of the boards. Eskanos & Adler are being sued for various activity. Eventually what comes around goes around. It is worth the time. What I don't understand is how a debt can be bought for less, the original amount charged off, the difference ??? How can the original debt be requested legally if it has been charged off and then payed for less??? Wasn't a portion of the debt paid for to the original creditor?