Do not select Evercare as a health insurance or a medicare supplemental insurance. I work in health care industry and they are the worst at trying to get coverage for healthcare expenses they are suppose to cover. They will deny and make up rules as it goes to get out of paying anything. Evercare does NOT cover and pay like Medicare does even when the represenative states "it's better" than Medicare coverage. Evercare is ripping off Medicare and people from their benifits.