We recently did a loan modification with our mortgage company which we haven't had any problems with for years. The loan modification was supposed to lower our payments. However, before doing this we had to pay more for the next three months, I guess to show loan worthiness. Well last month our house payment was below $700.00 dollars it made such a difference, but this month they have charged us $1, 086.00 which is almost what it was to begin with. What can we do to make this right and should we change mortgage companies?