applied for a loan for money online thruogh a company name i cant remember and never went through with application but i gave them my checking account # and next day found a charge for 37.00 dollars from (ewc payment) ive never herd of these people and never oked them to debit my account, theres no phone # to check into them or address so not much the bank can do.But it makes it bad for online shpping who do you trust? iam out 37.00 dollars and thats not alot it could have been worse.